Data-Driven Default Prevention
Today’s borrowers need simple repayment solutions — not complicated processes. ION removes barriers to repayment through data-driven engagement strategies that help borrowers stay on track.
Protect Institutional Performance while REDUCING CDR
Discover DEFAULTAVERSIONPrevent DefaultBefore it Occurs.
Delinquency prevention works best when borrowers understand their options early. Our experts can help you learn how your borrowers can take action to avoid default risks and delinquency. Fill out our form to get started!
75% Cure Rate
Preventing students from default
+$50M
Cured every month
48%
Rate reduction in CDR
+550K
Students using ION's platform
WE UNDERSTAND BORROWERS AND THEIR NEEDS
SHOW borrowers their options early and GET POSITIVE OUTCOMES FOR THEMSELVES AND YOUR CDR
Most default aversion programs measure just activity to show effort. ION focuses on speaking to your borrower.
Our digital tools, in-school communications, expert counseling remove confusion and create the
best repayment plan for their financial situation. Not Forbearance.
Comply with FSA & ED Directives
Change is constant today and confusing to students. ION acts early - we monitor DCL, GEN, press releases, new regulations, NPRM and NegReg closely and our rule-based systems and people experience stands always ready to achieve compliance for you.
Manage the Multi-Year CDR Challenge
Succeed with the best results to manage the 2024, 2025 and 2026 CDR and the OBBBA change, elimination of SAVE, and the new RAP program. ION is ready now to handle the next 5 years.
Combined Human + Digital Support
ION combines digital tools with expert borrower counseling to deliver scalable, results-driven engagement—activating over 500,000 borrowers through the ION portal.
DefaultAversion
Your Custom Management Dashboard
with Real-Time Portfolio Analytics
ION’s dashboard provides real-time portfolio analytics and projections, CDR tracking and forecast, borrower engagement tracking, and detail delinquency insights that help institutions proactively manage cohort default rates.
SEE HOW ION WORKS FOR YOUR INSTITUTION
Receive your CDR health check!
